4 Step Investment Process
- Investment Objective
- Determine Budget Needs
- Determine proper spend rate
- Determine long term growth objectives vs. short term needs
- Asset Allocation
- Develop an Investment Policy Statement
- Based on accreditation and objectives, determine the proper asset classes
- Manager Search & Selection
- In efficient areas of the market (US Stocks) - possibly using low cost ETFs
- In inefficient areas of the market – find the most highly skilled managers
- Risk Management
- Rebalance regularly based on market conditions and overall performance
- Reduce risk/hedge when the market gives us weak signals, based on our proprietary indicators
One of the premier benefits of alternative investments is diversification, resulting from the inclusion of investments that react differently to the markets than more traditional investments. Examples of some of these investments that we offer are:
- Managed Futures
- Hedge Funds
- Private Real Estate
- Private Equity
- Oil and Gas
Traditionally, alternative exposure has been hard for most investors to achieve, because of high investment minimums and lack of accessibility. Through our strategic relationships, we have been able to partner with numerous private and public investments, making them more readily available, with lower minimum barriers for our clients.
“Alternative investments are not suitable for all investors as they involve substantial risk. The risks include, but are not limited to the following: no guarantee that they will reach their investment objectives; there is no public market for shares of these investments making it difficult to sell or, if sold, at a significant discount; alternative investments are highly illiquid in nature; investors could lose all or a substantial amount of their investment; they may be redeemed at less than original amount invested; higher fees and expenses may be charged which may increase the risk that returns are reduced; performance can be volatile; tax and real estate risks due to market and economic conditions may also be associated. Investors must meet specific suitability standards before investing and understand these investments are for a long-term investment horizon.”